Travel Tips

10 Reasons You Need to Consider Travel Insurance

10 Reasons You Need to Consider Travel Insurance

We’re America’s leading provider of travel insurance plans and assistance programs and we’re here to help you 24 hours a day, 7 days a week.

Here are 10 reasons we think you should consider travel insurance for your next trip:

Tara Nebeker
Tara Glauner
Travel Insurance Concierge
Get a Travel Insurance Quote Today
  1. It’s 10PM. You’ve just landed at the airport from a grueling hunt to catch your connect home. You’re tired and want your own bed since you’ve been sleeping on the ground in a tent for a week. But now, you just found out your flight has been cancelled. This isn’t fun. So, who will find you a flight home?
  2. You’ve lost your bag. And your bag had your meds. So you need to find your bag ASAP. Who can help you find that bag or refill your emergency prescription?
  3. Ah, Africa. You’ve waited your whole life to book this Safari. But someone just stole your passport and wallet. Yikes! You need emergency cash. You need a new passport. You need someone who can get things done fast. Who is that someone?
  4. Uh oh. You’re on a remote fishing trip in Bolivia and got in an accident and the medical treatment you need is not happening way out there. That means a medical evacuation. Are you going to coordinate all of that alone after you’ve been in an accident?
  5. Your extended family has been planning the annual float trip on the Middle Fork of the Salmon River in Idaho for months. But hours before you take off, your sister-in-law gets too sick to go. So everyone decides to cancel. What happens to your non-refundable deposits or pre-payments? Who can help with reimbursement?
  6. You arrive in Kyrgyzstan, but your luggage is lost. Who will find it? Who will pay for your travel necessities until you are reunited with your beloved bag? And if it is gone for good (we’re sorry), who will cover all the stuff you just lost?
  7. The trip sounded amazing, so you booked it. But then your cruise line, airline or outfitter goes bankrupt. Yes, it happens. So what about the non-refundable expenses? And who can get you to your destination now?
  8. You’re hunting mule deer in Mexico. It’s amazing. Then suddenly, ouch, you twist your ankle big time jumping out of the high rack. You need a doctor, but not just any doctor. One who preferably understands English. Okay, how will you find this doctor in a foreign country?
  9. A reality is that terror can strike anywhere. Three weeks before your elk hunt in Montana, an incident occurs where you are headed. Maybe you still go. Or maybe you decide to cancel your trip. If you do, who is going to get your money back?
  10. Sun. Sand. Water. There’s nothing like the serenity of a beach resort. Unless a hurricane blows through and spoils the fun. Now, you can’t stay in the resort and need to be evacuated out. Who gets you out? Who reimburses you for the lost beach days?

Get a Free Travel Insurance Quote

Please be thorough. Claims can only be made based on what the policy is written for.

  • US Addresses only. *You do not have to be a US citizen, but must have US residency with a US address for us to send the quote.
  • This must include all costs for them to be covered. Including hotels; airlines; and any other travel expenses.
  • i.e. Fishing Trip in Bolivia with Acme Outfitters
  • Coverage is from when you walk out of your door util you return.

  • Add Family Members

  • Family members must be added prior to purchasing your policy. *Children 17 yrs old and younger can be added to your policy for free.
  • This field is for validation purposes and should be left unchanged.
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With travel insurance you’ll have valuable coverage that travels with you and your family.

ACCIDENT AND SICKNESS MEDICAL EXPENSES $25000.00 Per Insured
ACCIDENTAL DEATH/DISMEMBERMENT $10000.00 Per Insured
BAGGAGE AND PERSONAL EFFECTS $1000.00 Per Insured
BAGGAGE DELAY $300.00 Per Insured
BUSINESS ASSISTANCE SERVICES Included Per Insured
CANCEL FOR BUSINESS REASONS Included Per Insured
CONCIERGE SERVICES Included Per Insured
EMERGENCY EVACUATION AND REPATRIATION OF REMAINS $500000.00 Per Insured
IDENTITY THEFT ASSISTANCE SERVICES Included Per Insured
LIVETRAVEL EMERGENCY ASSISTANCE Included Per Insured
MISSED CONNECTION $250.00 Per Insured
PERSONAL SECURITY ASSISTANCE Included Per Insured
TRAVEL MEDICAL ASSISTANCE Included Per Insured
TRIP CANCELLATION 100% Trip Cost Per Insured
TRIP DELAY $750.00 *$150.00 Payout Limit Per Day Per Insured
TRIP INTERRUPTION 150% Trip Cost Per Insured
TRIP INTERRUPTION – RETURN AIR $750.00 Per Insured
WORLD WIDE TRAVEL ASSISTANCE Included Per Insured

15 Day Benefits
DEFAULT/BANKRUPTCY 100% Trip Cost Per Insured
FLIGHT GUARD $50,000 $50000.00 Per Insured
MEDICAL EXPENSE PRIMARY Included Per Insured
MISSED CONNECTION UPGRADE $250.00 Per Insured
PRE-EXISTING CONDITION WAIVER Included Per Insured

*Expenses incurred from third-party vendors for assistance services not part of a filed insurance plan are the responsibility of the traveler.

Medical Expense and Emergency Evacuation Upgrade
EMERGENCY EVACUATION & REPATRIATION UPGRADE $500000.00 Per Insured
MEDICAL COVERAGE UPGRADE $25000.00 Per Insured
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